Care Insurance Reviews
(Rated by 10 users)
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Are you looking for ways to save money when shopping at Care Insurance. Our Care Insurance coupon codes can help you do just that! Over 10 customers have already used our coupons to save an average of $64 with Care Insurance discount codes. There are currently 3 coupons available, so now is the perfect time to join in on the savings.
Payment Methods
- Verified Store VERIFIED
- Free shipping: Orders $50+
- In-store pickup: Ready in 2 hours
- 30-Day Returns
- Gap Good Rewards (4 brands)
Payment Methods
- Tops: $23 - $70
- Bottoms: $27 - $70
- Outerwear: $34 - $70
- Kids: $29 - $75
Today's Best Deals
Overall Rating
4.8
Base on 10 Reviews
Ratings by Feature
Ratings by Feature
- Shipping & Delivery4.4
- Customer Service4.6
- Return Policy4.2
- Good Value4.8
- Price & Quality4.0
Recent Customer Reviews (10)
Andreas Larsen
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Leo Crowley
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Norman Kelliher
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Roch Savoie
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Martin Hanna
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Asta Holst
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Frank Fassbinder
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Evan Dickinson
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Alvi Bataev
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Jennifer Angulo
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Care Insurance Pricing
Individual plans
as low as ₹9 per day
1 crore sum insured plan
around ₹390 per month
Care Insurance Pros & Cons
Pros
1
Extensive coverage options including daycare treatment, domiciliary treatment, organ donor expenses, and modern treatments like stem cell therapy without caps.
2
No Claim Bonus accumulation up to 600% of the sum insured under some plans.
3
Competitive pricing with affordable premiums compared to many peers in the market.
4
Wide range of plans catering to different needs, including those for healthy individuals and chronic ailment patients.
5
Fast and hassle-free claim settlement, with reports of 100% claims settled within 30 days in some cases.
6
Good customer support noted for transparency, empathy, and helpfulness in understanding policy options.
7
Large network of cashless hospitals across major cities facilitating easy access to medical services.
CONS
1
No option for monthly premium payments on certain plans like Care Supreme; premiums may need to be paid annually or as specified by the policy terms.
2
Some research indicates a relatively higher number of complaints related to claim settlements and policy purchases compared to other insurers, suggesting occasional service issues or delays.
3
Portability rules can be restrictive: portability is only allowed at renewal time; senior citizens may face higher premiums or co-payments when porting policies from other insurers through Care Insurance.
Care Insurance Features and Benefits
Features
Comprehensive Coverage
Offers coverage for hospitalisation expenses such as room rent, nursing fees, ICU charges, and non-medical expenses like gloves and oxygen masks up to the sum insured. It also covers pre- and post-hospitalisation medical expenses (up to 60 days before and 180 days after hospitalisation).
Critical Illness Coverage
Covers up to 32 critical illnesses including cancer, stroke, and angioplasty.
Daycare and Domiciliary Treatment
Covers daycare procedures and at-home medical treatments when hospitalisation is not possible.
Ambulance and Air Ambulance Coverage
Provides coverage for ambulance services during medical emergencies, including air ambulance as an add-on.
No Claim Bonus (NCB) and Super No Claim Bonus
Rewards policyholders with up to 50% NCB and up to 100% Super NCB, increasing the sum insured for claim-free years. Some add-ons protect the NCB even if claims are made up to a certain limit.
Cumulative Bonus and Automatic Recharge
Family plans offer cumulative bonuses and automatic sum insured recharge on renewal, enhancing coverage over time.
Large Network of Hospitals
Access to over 11,400 network hospitals for cashless treatment, ensuring easy and affordable healthcare access.
Customisable Add-Ons
Options to add benefits like reduction in pre-existing disease waiting period, co-payment waivers for seniors, wellness rewards, annual health check-ups, and instant cover.
Reduced Waiting Periods and Expanded AYUSH Coverage
Pre-existing disease waiting period reduced from 4 to 3 years; AYUSH treatments covered up to the full sum insured.
Care Secure Plan
Offers personal accident coverage with benefits like permanent partial disablement, temporary total disablement, and simple claim procedures.
Extensive coverage options
including daycare treatment, domiciliary treatment, organ donor expenses, and modern treatments like stem cell therapy without caps.
No Claim Bonus accumulation
up to 600% of the sum insured under some plans.
Competitive pricing
with affordable premiums compared to many peers in the market.
Wide range of plans
catering to different needs, including those for healthy individuals and chronic ailment patients.
Fast and hassle-free claim settlement
with reports of 100% claims settled within 30 days in some cases.
Good customer support
noted for transparency, empathy, and helpfulness in understanding policy options.
Online premium calculator
where you can input details like age, number of members covered, medical history, and desired coverage to get an estimated premium amount tailored to your needs.
Tax benefits
under Section 80D of the Income Tax Act apply to premiums paid.
Online purchase discounts
like a 5% reduction are available if purchased online.